Claims service

The team at Personal Wealth Creation help to make navigating Claims easier for you and your family.

Our claims assistance service that charges provides help with navigating the claims process for insurance payouts, such as life, disability, trauma, or income protection claims. This service includes tasks such as gathering necessary documentation, completing forms, negotiating with insurers, and ensuring that the claim is processed efficiently and fairly.

Key Features of the Service:

  • Lower Fees: We charge a fee of 2.5% of the benefit paid, this service is significantly more affordable compared to fees charged by lawyers, which typically range from 10% to 40% of the benefit. This lower fee structure allows claimants to retain more of their payout.
  • Expert Guidance: Claims assistance services are usually provided by professionals with specific expertise in insurance claims, making the process smoother and less stressful for the claimant.
  • Efficiency and Advocacy: These services ensure that claims are lodged correctly and advocate on behalf of the claimant to avoid unnecessary delays or denials.

Benefits Compared to Legal Fees:

  • Cost-Effective: Given that legal fees can consume a substantial portion of the payout, this service offers a financially viable alternative.
  • Less Complexity: Legal routes often involve more complex processes, including court procedures, which are not always necessary for straightforward claims.
  • Tax-effective advice: TPD benefits and Death benefits paid to adult beneficiaries sca have considerable tax implications. We assist in minimizing the tax burden and maximizing the money you put in your pocket.

Overall, a 2.5% fee for claims assistance provides a valuable service that combines professional support with cost-effective pricing, maximizing the claimant’s benefit while minimizing hassle and cost.

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